# How It Works Optimex Borrows facilitates the issuance of Bitcoin (BTC)-backed loans. In this process, borrowers are required to secure their BTC as collateral within a Native Bitcoin Vault to acquire stablecoins, specifically USDC on the Ethereum network. The underlying architecture of Optimex Borrows supports seamless integration with established lending protocols (e.g., Morpho, Euler), thereby accessing their pre-existing stablecoin liquidity reserves. Given that the collateral is BTC secured within a Native Bitcoin Vault and the loan assets are stablecoins on the Ethereum network, any necessary liquidation must be executed cross-chain. To facilitate this process, Optimex Borrows utilizes Optimex Swap for the liquidation of the BTC collateral when required. Consequently, Optimex Borrows employs the fundamental components described previously: the Native Bitcoin Vault, the Validator Network, the Communication Layer, and the Market Makers. The initial implementation of Optimex Borrows is focused on integration with the **Morpho** protocol. For expository purposes, the subsequent subsections will provide a detailed explanation of the operational mechanism of Optimex Borrows based on this current integration. Furthermore, the expansion of this functionality to encompass other **curator-based lending protocols** on the Ethereum network, other **EVM-compatible chains**, or **Solana** is considered a **straightforward extension** and constitutes our dedicated **future work**. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.optimex.com/optimex-revolutionizing-bitcoin-finance/optimex-borrow/how-it-works.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.